Man, I am really liking The Dave Ramsey Show.
Too bad that I was not receptive to this type of message 25 years ago. I'd be in a whole different place these days, financially. Now, I'm just in a hole, financially.
God tried to get through to me way earlier, via my wife and a close college buddy. But I wasn't ready to listen until I had fully ruined my finances.
But it may not be too late for you, dear reader! Tune into Dave's show, or read his excellent book: The Total Money Makeover. Just excellent stuff. Your bank account will thank you.